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“Moral hazard” is a term that dates back to the 1600s. Until recent times its use has been mostly confined to the insurance industry to refer to behaviour that responds to changes in perceived risk.
The industry has noticed that people who [...]

This is one I have to share
Found on an excellent website – http://www.copenhagenize.com/

18 September 2009

“Here’s an appropriate little ‘wedgie’ in the Fear of Cycling series. The Isle of Wight County Press Online [big name for a little paper ] reports that the Hampshire Constabulary has cut off supplying unclaimed stolen bikes to a charity [...]

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To Robert Gifford
Executive Director, The Parliamentary Advisory Council for Transport Safety

Dear Rob
Failing a response, I propose to draw this one-sided correspondence to a close. I believe that I have established:
a. that the claim that seat belts have saved 60000 lives since the implementation [...]

To Robert Gifford
Executive Director, The Parliamentary Advisory Council for Transport Safety

Dear Rob
Thank you for sending me a paper claiming that seat belts have saved 57000 lives in the UK between 1983 and 2007.  Is this the source of the 60000 claim posted on  your website in 2008?

I have discovered that the paper you [...]